📁 Fintech Disruptors

Owner: ir**f · Public · Updated 2026-08-19 18:46 TRT

Digital-finance disruptors basket — payment rails, neo-brokers, BNPL and crypto-adjacent fintech (XYZ, PYPL, SOFI, AFRM, HOOD, COIN).

PnL view: Realistic (RTH Open) As Recorded Non-RTH Prices

Realistic (RTH Open) reprices any trade placed outside regular trading hours (pre-market, after-hours, weekends, holidays) to the next regular session’s 09:30 ET opening print. RTH (09:30–16:00 ET) trades are unchanged. This is the closest reasonable proxy to a fill you could have actually obtained on a standard retail brokerage (which does not route extended-hours orders), and is the default view for the leaderboard. Read full methodology →

Total Value Realistic (RTH Open)

$11,550.21

$1,550.21 · +15.50%

Cash

$1,205.36

Available to invest

Positions

$10,445.89

6 open · marked to live Yahoo

Total Profit Realistic (RTH Open)

$1,550.21

Realized + unrealized

Total % Gain

+15.50%

Since $10,000 start

Total Commission

$8.79

0.10% per trade

Trades

Starting $10,000

Portfolio vs Benchmarks Realistic (RTH Open)

Cumulative % gain since 2026-05-14. All lines start at 0% — higher is better. Portfolio line reflects the Realistic (RTH Open) view; benchmarks are mode-independent.

Open Positions Realistic (RTH Open)

Avg Cost, Cost Basis and per-position P/L reflect the Realistic (RTH Open) view. Last Price and Current Value are live Yahoo marks (mode-independent).

Ticker	Shares	Avg Cost	Last Price	Cost Basis	Current Value	P/L	P/L %
AFRM	14.926975	$64.96	$78.18	$969.66	$1,166.99	$197.33	+20.35%
COIN	6.596915	$204.20	$163.89	$1,347.09	$1,081.14	$-265.95	-19.74%
HOOD	22.669815	$77.07	$98.30	$1,747.16	$2,228.33	$481.17	+27.54%
PYPL	39.612569	$44.96	$61.51	$1,780.98	$2,436.37	$655.39	+36.80%
SOFI	76.457104	$15.71	$18.67	$1,201.14	$1,427.07	$225.93	+18.81%
XYZ	25.854602	$71.20	$81.46	$1,840.85	$2,105.99	$265.14	+14.40%

Trade History Realistic (RTH Open)

Non-RTH trades are repriced to the Realistic (RTH Open) reference (09:30 ET RTH open). Price / Gross / Commission / Net columns reflect the reprice. RTH trades are unchanged.

Date (UTC)	ID	Type	Ticker	Session	Shares	Price	Realistic Δ	Gross	Commission	Net
2026-05-13 08:49	T0006	BUY	PYPL	PRE	39.612569	$44.96	$10.70	$1,782.76	$1.78	$1,780.98
2026-05-13 08:45	T0005	BUY	COIN	PRE	6.596915	$204.20	$-15.83	$1,348.44	$1.35	$1,347.09
2026-05-13 08:40	T0004	BUY	AFRM	PRE	14.926975	$64.96	$-21.35	$970.63	$0.97	$969.66
2026-05-13 08:36	T0003	BUY	SOFI	PRE	76.457104	$15.71	$-30.58	$1,202.34	$1.20	$1,201.14
2026-05-13 08:33	T0002	BUY	XYZ	PRE	25.854602	$71.20	$-36.71	$1,842.69	$1.84	$1,840.85
2026-05-13 08:30	T0001	BUY	HOOD	PRE	22.669815	$77.07	$-7.25	$1,748.91	$1.75	$1,747.16