📁 Fintech Disruptors

Owner: ir**f · Public · Updated 2026-08-12 17:46 TRT

Digital-finance disruptors basket — payment rails, neo-brokers, BNPL and crypto-adjacent fintech (XYZ, PYPL, SOFI, AFRM, HOOD, COIN).

PnL view: Realistic (RTH Open) As Recorded Non-RTH Prices

Realistic (RTH Open) reprices any trade placed outside regular trading hours (pre-market, after-hours, weekends, holidays) to the next regular session’s 09:30 ET opening print. RTH (09:30–16:00 ET) trades are unchanged. This is the closest reasonable proxy to a fill you could have actually obtained on a standard retail brokerage (which does not route extended-hours orders), and is the default view for the leaderboard. Read full methodology →

Total Value Realistic (RTH Open)

$10,984.50

$984.50 · +9.85%

Cash

$1,205.36

Available to invest

Positions

$9,880.17

6 open · marked to live Yahoo

Total Profit Realistic (RTH Open)

$984.50

Realized + unrealized

Total % Gain

+9.85%

Since $10,000 start

Total Commission

$8.79

0.10% per trade

Trades

Starting $10,000

Portfolio vs Benchmarks Realistic (RTH Open)

Cumulative % gain since 2026-05-14. All lines start at 0% — higher is better. Portfolio line reflects the Realistic (RTH Open) view; benchmarks are mode-independent.

Open Positions Realistic (RTH Open)

Avg Cost, Cost Basis and per-position P/L reflect the Realistic (RTH Open) view. Last Price and Current Value are live Yahoo marks (mode-independent).

Ticker	Shares	Avg Cost	Last Price	Cost Basis	Current Value	P/L	P/L %
AFRM	14.926975	$64.96	$74.51	$969.66	$1,112.21	$142.55	+14.70%
COIN	6.596915	$204.20	$148.00	$1,347.09	$976.34	$-370.75	-27.52%
HOOD	22.669815	$77.07	$93.80	$1,747.16	$2,126.32	$379.15	+21.70%
PYPL	39.612569	$44.96	$58.31	$1,780.98	$2,309.81	$528.83	+29.69%
SOFI	76.457104	$15.71	$17.70	$1,201.14	$1,353.44	$152.30	+12.68%
XYZ	25.854602	$71.20	$77.44	$1,840.85	$2,002.05	$161.20	+8.76%

Trade History Realistic (RTH Open)

Non-RTH trades are repriced to the Realistic (RTH Open) reference (09:30 ET RTH open). Price / Gross / Commission / Net columns reflect the reprice. RTH trades are unchanged.

Date (UTC)	ID	Type	Ticker	Session	Shares	Price	Realistic Δ	Gross	Commission	Net
2026-05-13 08:49	T0006	BUY	PYPL	PRE	39.612569	$44.96	$10.70	$1,782.76	$1.78	$1,780.98
2026-05-13 08:45	T0005	BUY	COIN	PRE	6.596915	$204.20	$-15.83	$1,348.44	$1.35	$1,347.09
2026-05-13 08:40	T0004	BUY	AFRM	PRE	14.926975	$64.96	$-21.35	$970.63	$0.97	$969.66
2026-05-13 08:36	T0003	BUY	SOFI	PRE	76.457104	$15.71	$-30.58	$1,202.34	$1.20	$1,201.14
2026-05-13 08:33	T0002	BUY	XYZ	PRE	25.854602	$71.20	$-36.71	$1,842.69	$1.84	$1,840.85
2026-05-13 08:30	T0001	BUY	HOOD	PRE	22.669815	$77.07	$-7.25	$1,748.91	$1.75	$1,747.16