📁 Fintech Disruptors

Owner: ir**f · Public · Updated 2026-09-26 23:31 TRT

Digital-finance disruptors basket — payment rails, neo-brokers, BNPL and crypto-adjacent fintech (XYZ, PYPL, SOFI, AFRM, HOOD, COIN).

PnL view: Realistic (RTH Open) As Recorded Non-RTH Prices

Non-RTH Prices reprices any trade placed outside regular trading hours (pre-market, after-hours, weekends, holidays) to the 04:00 ET open of the relevant premarket session. RTH (09:30–16:00 ET) trades are unchanged. Use this only if your real broker supports extended-hours orders — most retail accounts do not, and even those that do face thin liquidity and wider spreads than the premarket print suggests. Read full methodology →

Total Value Non-RTH Prices

$11,493.60

$1,493.60 · +14.94%

Cash

$1,205.36

Available to invest

Positions

$10,485.22

6 open · marked to live Yahoo

Total Profit Non-RTH Prices

$1,493.60

Realized + unrealized

Total % Gain

+14.94%

Since $10,000 start

Total Commission

$8.79

0.10% per trade

Trades

Starting $10,000

Portfolio vs Benchmarks Non-RTH Prices

Cumulative % gain since 2026-05-14. All lines start at 0% — higher is better. Portfolio line reflects the Non-RTH Prices view; benchmarks are mode-independent.

Open Positions Non-RTH Prices

Avg Cost, Cost Basis and per-position P/L reflect the Non-RTH Prices view. Last Price and Current Value are live Yahoo marks (mode-independent).

Ticker	Shares	Avg Cost	Last Price	Cost Basis	Current Value	P/L	P/L %
AFRM	14.926975	$64.47	$71.52	$962.36	$1,067.58	$105.22	+10.93%
COIN	6.596915	$209.07	$195.11	$1,379.21	$1,287.12	$-92.09	-6.68%
HOOD	22.669815	$76.47	$119.40	$1,733.56	$2,706.78	$973.22	+56.14%
PYPL	39.612569	$45.45	$55.04	$1,800.58	$2,180.28	$379.70	+21.09%
SOFI	76.457104	$15.94	$16.58	$1,218.73	$1,267.66	$48.93	+4.02%
XYZ	25.854602	$73.04	$76.42	$1,888.39	$1,975.81	$87.42	+4.63%

Trade History Non-RTH Prices

Non-RTH trades are repriced to the Non-RTH Prices reference (04:00 ET premarket open). Price / Gross / Commission / Net columns reflect the reprice. RTH trades are unchanged.

Date (UTC)	ID	Type	Ticker	Session	Shares	Price	Non-RTH Δ	Gross	Commission	Net
2026-05-13 08:49	T0006	BUY	PYPL	PRE	39.612569	$45.45	$-8.90	$1,802.38	$1.80	$1,800.58
2026-05-13 08:45	T0005	BUY	COIN	PRE	6.596915	$209.07	$-47.95	$1,380.59	$1.38	$1,379.21
2026-05-13 08:40	T0004	BUY	AFRM	PRE	14.926975	$64.47	$-14.05	$963.32	$0.96	$962.36
2026-05-13 08:36	T0003	BUY	SOFI	PRE	76.457104	$15.94	$-48.17	$1,219.95	$1.22	$1,218.73
2026-05-13 08:33	T0002	BUY	XYZ	PRE	25.854602	$73.04	$-84.26	$1,890.28	$1.89	$1,888.39
2026-05-13 08:30	T0001	BUY	HOOD	PRE	22.669815	$76.47	$6.35	$1,735.30	$1.74	$1,733.56